No one likes writing checks for insurance premiums. Some Missouri businesses try to save money by not paying for workers' compensation insurance. When they are required to provide it and don't, they are cheating their employees, the State, and themselves.
If the business has not paid their insurance premiums, they face an injury lawsuit that can result in much more money than under workers' compensation. Take a look at this link to see the story of a Missouri business that didn't pay for workers' compensation insurance and faced the consequences: https://tinyurl.com/oaq9orh. Two employees fell from a crane. The employer was faced with medical bills of over $1,000,000 that otherwise would have been paid by workers' compensation.
If you've been injured on the job, contact an injury attorney and learn your options for compensation.